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The mechanics, explained slowly
Short episodes and articles about how a terms sale actually works — the paperwork, the risks, and the maths investors use. Written for someone deciding, not for someone browsing.
AI-generated educational content
These episodes will be produced with AI voices and labelled as AI-generated educational content wherever they appear. The hosts explain mechanics only. There are no invented sellers and no success stories, and nothing here is a testimonial.
Nothing is published yet. This is what is being made first.
What "subject-to" actually is
Coming soonWho holds title, who owes the bank, and why those two answers are different.
The due-on-sale clause
Coming soonWhat it says, how often it is invoked, and what protects the seller if it is.
Am I still on the hook?
Coming soonServicers, the deed held in escrow, performance clauses and insurance.
Seller financing for free and clear owners
Coming soonPrice against cash, the note, the security, and how to choose a balloon date.
Taxes, in plain language
Coming soonInstallment sales, why they can spread a gain, and what to ask your CPA.
Why cash offers are 60–75% of value
Coming soonThe arithmetic investors use, worked through with real numbers.
The timeline of a foreclosure, and where a sale fits
Coming soonWhat happens when, plus the other options: loan modification, forbearance, a HUD-approved counselor.
How to spot a bad terms buyer
Coming soonThe red flags — and the same list, turned around, is what we promise in writing.
Would rather just see your numbers?
The three-way comparison takes about a minute and explains most of this with your own house in it.
Ranges on screen, never a single "your house is worth" number. The sample is watermarked and is not an offer.